What is a codicil, and how do you update a will in NZ?

A codicil is a formal amendment to an existing will, used to change part of it without rewriting the whole document. The Ministry of Justice describes it as "a formal amendment to a will", and says the same requirements apply to a codicil as to the will itself. In New Zealand that means the Wills Act 2007: it must be in writing, signed by the will-maker, and witnessed by at least two people who are together in the will-maker's presence (Wills Act 2007, s 11).

This guide is general information, not legal advice. Anything that could be disputed, such as a large change to who gets what, is worth a lawyer's time.

How does a codicil change a will?

A codicil is a separate short document that refers to the will and alters it: it names a new executor, changes a gift, or corrects a detail. The Act includes a codicil within its meaning of "will" for most purposes (s 8(3)(e)), and it treats a codicil that revives a revoked will as needing to comply with s 11 (s 17(1)(b)). We found no separate formalities for stand-alone codicils in the Act, so the safe course is to sign and witness one exactly as you would a will.

The Act also lists the ways a valid will can be changed. A change is valid only if it is:

That list is why scribbling on a will is risky. A handwritten amendment that is not signed and witnessed properly is unlikely to take effect without a court declaration.

The signing rules, step by step

  1. Put it in writing, and sign it, or direct someone to sign it for you in your presence (s 11(3)).
  2. Have at least two witnesses together in your presence when you sign or confirm your signature, and each witness signs in your presence (s 11(4)).
  3. Choose the witnesses carefully. The Act has no rule that a witness must be "independent", and an executor may witness (s 12). But a gift in the will to a witness, or to a witness's spouse or partner, is void unless the will has at least two other witnesses who are not connected, or the other narrow exceptions apply (s 13). The Ministry of Justice's checklist tells applicants a witness "should not be someone who receives a gift".
  4. Keep it with the will. The court expects the original will and any codicil. See below.

The Ministry of Justice says having the will-maker and both witnesses sign each page at the bottom is not a legal requirement, but is considered best practice because it helps show no page was added or replaced.

Codicil or new will?

Codicil New will
Suits One small, clear change Several changes, or changes to the main gifts
What the court reads The will and the codicil together One document
Cost We found no published price for a codicil PK Law lists a simple single will at $750 plus GST and a couple's will at $1,250 plus GST (complexity level 1)
Main risk Two documents can be misread together, or one can go missing Forgetting to revoke the old will clearly
Marriage or civil union Does not save the will by itself; a will survives only if it was made in contemplation of that marriage or civil union (s 18(3)) A new will that says it is made in contemplation of the marriage is not revoked by it (s 18(3))

Sources: Wills Act 2007, PK Law pricing, retrieved 20 October 2026.

A new will that clearly revokes earlier ones is the cleaner route in most cases where more than one thing changes. A later valid will revokes an earlier one (s 16(a)). That is our reading of the trade-offs, not a rule of law. Ask the lawyer to quote for both a codicil and a new will before you decide.

Mistakes and risks to watch for

How a codicil is handled at probate

When an executor applies for probate, the Ministry of Justice lists the documents as the application, an affidavit, the original will and "original codicil(s) (changes made to the will) if applicable". The same checks apply to a codicil as to the will (Ministry of Justice: Applying for probate, a practical guide). Once an application is filed, the court file is public, including the will and any codicil; see who is entitled to a copy of a will and probate records search. For the process, see probate in New Zealand.

Check the rest of your paperwork as well

Changing a will does not necessarily change everything else. Who receives a life insurance payout depends on who owns the policy and the insurer's terms, and it reaches the estate only if it is payable there (Community Law). After a change of circumstances, check the policy as well as the will. See who gets your life insurance payout and making a will in NZ.

Momentum Life and this page

The buttons on this page open Momentum Life's online quote. It is one option among many. Momentum Life's Quick Life, issued by Momentum Life Limited, accepts ages 18 to 65, with no health questions, and pays $50,000 to $300,000 of cover per life insured. For the first 2 years it excludes pre-existing conditions and suicide; the Quick Life page sets out the full terms. Momentum Life's Funeral Insurance accepts New Zealanders aged 40 to 75 and pays a fixed benefit of $3,000 to $30,000 towards costs. In the first 24 months it pays only for accidental death within 90 days of the accident, and premiums are refunded for any other death in that window. Total premiums can end up larger than the benefit. Neither product is open over 75. Momentum Life Limited's A.M. Best rating is B (Fair), in the agency's "Vulnerable" range; see its financial strength page. Details are on the Momentum Life page and the funeral insurance hub.

QuoteHub is a Momentum Life partner and Smiths Insurance & KiwiSaver may receive a commission if you buy a Momentum policy; see how we are paid. Advice is provided by Craig Smith Business Services Limited, trading as Smiths Insurance & KiwiSaver, a licensed Financial Advice Provider (FSP712931). This is general information, not advice.

Adviser's view

A codicil suits one small, clear change, such as swapping an executor, and it must be signed and witnessed exactly as a will is. Once there is more than one change, or the change touches the main gifts, a new will is usually cleaner, because the court and your executor must then read two or more documents together. A marriage or civil union revokes a will unless it was made in contemplation of that marriage, and a codicil is not the usual way to deal with that.
, Financial Adviser (FSP1010699). General information, not personalised financial advice.

Compare your cover with a licensed NZ adviser · free, no obligation.

Start your free comparison

Compare panel options first. A licensed NZ adviser can then review existing cover or help with an application.

Free, no obligation. Licensed NZ advisers · Craig Smith Business Services Ltd, FAP FSP712931.

Cite this page QuoteHub NZ (2026). What Is a Codicil? Updating a Will in NZ. www.quotehub.co.nz/guides/estate/what-is-a-codicil-nz. Updated 2026-10-20.

References

Explore related pages: Life Insurance, Income Protection, Health Insurance, Trauma Insurance, Compare Insurance NZ.