Resolution Life NZ
Services legacy AMP Life policies rather than selling significant new business, and is proposing to transfer every New Zealand policy to Asteron Life by 2027.
Resolution Life at a glance
| Fact | What the register holds |
|---|---|
| Licensed entity | Resolution Life New Zealand Limited |
| Owner | Resolution Life group |
| What they write | Life cover |
| How you can buy | Not published |
| Formerly | AMP Life NZ business |
| Financial strength | Not published for public use in our register |
| Rating as at | Not published |
| On the QuoteHub panel | No, we do not place cover with them |
| Complaints | Financial Dispute Resolution Service, free for consumers |
What Resolution Life writes
| Cover | What it pays |
|---|---|
| Life cover | A lump sum to the people you name, paid on death or a terminal diagnosis. |
What it costs
QuoteHub does not quote or place cover with Resolution Life. Compare the insurers we do quote.
How Resolution Life compares on financial strength
Financial strength is the one comparable published fact about an insurer. Every grade below is the insurer's own disclosure for the named licensed entity, linked and dated. A rating belongs to that entity, not to a brand or a product name.
| Insurer | Licensed entity | Financial strength | Rating as at |
|---|---|---|---|
| AIA New Zealand | AIA New Zealand Limited | AA (Fitch, source, read 14 Aug 2026) | Date not published |
| Asteron Life | Asteron Life Limited | A+ (Fitch, source, read 14 Aug 2026) | Date not published |
| Chubb Life NZ | Chubb Life Insurance New Zealand Limited | A (Excellent) (A.M. Best, source, read 14 Aug 2026) | Date not published |
| Fidelity Life | Fidelity Life Assurance Company Limited | A- (A.M. Best, source, read 14 Aug 2026) | Date not published |
| Momentum Life | Momentum Life Limited (FSP472286) | B (Fair) (A.M. Best, source, read 14 Aug 2026) | 11 Feb 2026 |
| Partners Life | Partners Life Limited | A (Excellent) (A.M. Best, source, read 14 Aug 2026) | 5 Feb 2026 |
What Resolution Life publishes
Resolution Life does not publish a policy wording we can link from here. Ask for the wording before you apply: a brochure is not the contract.
Questions about Resolution Life
Who is Resolution Life?
Services legacy AMP Life policies rather than selling significant new business, and is proposing to transfer every New Zealand policy to Asteron Life by 2027. The licensed entity behind the policies is Resolution Life New Zealand Limited.
Who owns Resolution Life?
Resolution Life group. Ownership matters because it decides who carries the risk behind a claim, not how a claim is assessed.
Is Resolution Life financially strong?
We do not publish a grade for Resolution Life because the effective date and outlook need confirming directly. The Reserve Bank register of licensed insurers is the primary source.
Can I buy Resolution Life cover without an adviser?
Both routes exist. You can go direct, or use a licensed adviser who can put Resolution Life next to the other insurers on the same set of details.
What does Resolution Life cover?
Life cover. What each of those pays, and what it excludes, is set by the policy wording rather than by the marketing page, which is why the documents are listed on this page with the date we read them.
Where can I read Resolution Life's policy wording?
Resolution Life does not publish a policy wording we can link. Ask for it before you apply: the wording is the contract.
Is Resolution Life the cheapest?
No insurer is cheapest for everyone. Price depends on your age, your health and an underwriting decision that has not happened yet, so a comparison that leads with price compares the wrong thing. The published limits and definitions are what can be compared, and they are on this page.
How does Resolution Life compare with the other insurers?
The financial strength table on this page puts every insurer we compare side by side, with the agency, the grade and the date. The benefit limits sit on the comparison page, and a licensed adviser can run your own details across the panel.
Does QuoteHub work with Resolution Life?
No. Resolution Life is not on the QuoteHub panel, so we cannot quote or arrange their cover. This page exists because the company is worth understanding if you hold one of their policies or are considering one, not because we sell it. The insurers we can place are published on the disclosure page.
What should I check before applying to Resolution Life?
The stand-down period, the exclusions that apply to your own history, whether the premium is stepped or level, and what happens at renewal. All four are in the wording and none of them is in a price.
Does Resolution Life cover pre-existing conditions?
Not automatically. An existing condition is either excluded, loaded or accepted on its own terms, and that decision is made at underwriting on your own history. What matters is what you disclose, because non-disclosure is the most common reason a claim is declined.
Are Resolution Life premiums stepped or level?
Both structures exist in the New Zealand market. Stepped rises with your age each year and costs less at the start; level holds a rate to a chosen age and costs more early and less later. Which is cheaper over the life of the policy depends on how long you keep it, not on the insurer.
Can I move to Resolution Life from another insurer?
Yes, but moving means new underwriting, so anything that has happened to your health since you took the old policy is assessed again. Never cancel the old cover until the new policy is issued and you have read what it excludes.
Does Resolution Life pay claims quickly?
Claims-paid percentages and payment times are published by some New Zealand insurers and not by others, on different bases, which is why we publish the figure only where the insurer publishes it with a period. Where we hold one it appears on the review page for that insurer.
Is Resolution Life regulated in New Zealand?
Yes. A licensed insurer is regulated by the Reserve Bank of New Zealand, and the advice about a policy is regulated separately by the Financial Markets Authority. Those are two different licences and both matter.
What happens to my Resolution Life policy if the company is sold?
A policy is a contract with the licensed entity, so it continues on its terms if ownership changes. New Zealand has seen several life books change hands, and the practical effect for existing policyholders is usually the servicing brand rather than the cover.
How much does Resolution Life cover cost?
We do not publish a price for an insurer on this page. A premium depends on age, health, smoking status, occupation, the cover amount and an underwriting decision, so a single figure would be wrong for almost everyone reading it.
Where can I get advice about Resolution Life?
A licensed financial adviser can compare it against the rest of the panel on your own details and tell you where it suits you and where it does not. QuoteHub is a trading name of a licensed Financial Advice Provider and the review is free.
How do I make a complaint about Resolution Life?
Raise it with the insurer first. If it is not resolved you can take it to the insurer's dispute resolution scheme at no cost. QuoteHub's own scheme is the Financial Dispute Resolution Service.
Where to go next
Other life insurers
- Partners Life
- AIA New Zealand
- Chubb Life NZ
- Fidelity Life
- Asteron Life
- Momentum Life
- Southern Cross Life
- Pinnacle Life
- OneChoice
- AA Life
- NZ Seniors
Health insurers
Compare and calculate
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Cover explained
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- Income protection in New Zealand
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What cover costs
- What life insurance costs in NZ
- Stepped versus level premiums
- The insurers ranked on what they publish
- Every published insurance number, with its source
Explore related pages: Life Insurance, Income Protection, Health Insurance, Trauma Insurance, Calculators.