Insurance brokers and advisers in Christchurch

Christchurch is where our office is, so this is the one city on this site where you can sit across a table from the adviser rather than meet on a screen.

Where we are, and where we are not

We are based in Christchurch: Level 2, 383 Colombo Street, Sydenham. You are welcome to come in, and we also advise by phone and video.

Private hospitals serving Christchurch

Christchurch has three private hospitals in our records under three quite different ownership models: a Southern Cross Healthcare hospital, one half owned by the specialists who work in it, and one that is an incorporated society and registered charity. Who owns a hospital is not a detail. It shapes which insurer agreements it holds.

Private hospitals serving Christchurch
Hospital	Operator	Address	City
Forte Health	Forte Health Group Limited, jointly owned 50% by medical specialists and 50% by Integrated Hospitals Ltd	132 Peterborough Street, Christchurch	Christchurch
Southern Cross Christchurch Hospital	Southern Cross Healthcare	131 Bealey Ave, Christchurch 8013	Christchurch
St George's Hospital	Independent, an incorporated society and registered charity	249 Papanui Road, Strowan, Christchurch 8014	Christchurch

Questions about insurance advice in Christchurch

Is an insurance broker the same as a financial adviser in Christchurch?

Not quite, and the difference is worth two sentences. "Broker" is the everyday word and is most often used for general insurance, house, car and business. Anyone giving regulated advice on life, health, trauma or income cover in New Zealand does so under a licensed Financial Advice Provider, and that is what we are: financial advice is provided by Craig Smith Business Services Limited, trading as Smiths Insurance & KiwiSaver, a licensed Financial Advice Provider (FSP712931). If you searched for a broker and found an adviser, you are in the right place for life and health cover.

Do you have an office in Christchurch?

We are based in Christchurch: Level 2, 383 Colombo Street, Sydenham. You are welcome to come in, and we also advise by phone and video.

Which private hospitals are in Christchurch?

3 that we hold records for: Forte Health, Southern Cross Christchurch Hospital, St George's Hospital. Each has its own page here with what it treats, who operates it and how referral works. Which of them your policy pays for in full depends on the insurer, not on the hospital.

Does where I live change what cover I should have?

It changes one thing materially, which is what a restrictive health policy costs you in practice. An insurer network that excludes the only private hospital in your city is a different proposition from one that excludes one of six in Auckland. It does not change life, trauma or income protection, which pay a sum of money rather than a treatment.

What does it cost to talk to you?

Nothing. Advisers in this market are paid commission by the insurer when cover is placed, which is disclosed to you in writing before you apply, along with what we are paid and by whom. You are not charged a fee for the conversation and you are under no obligation to take the advice.