Insurance brokers and advisers in Dunedin

Dunedin has one private surgical hospital, and it is an independent not-for-profit rather than part of a national chain.

Where we are, and where we are not

We do not have an office in Dunedin. Our only office is in Christchurch, and advice is given nationwide by phone and video. Everything here is available to you from Dunedin; a meeting room in Dunedin is not.

Private hospitals serving Dunedin

Mercy Hospital is Dunedin’s private surgical hospital and is independently owned as a not-for-profit. Southern Cross does not operate a hospital in Dunedin, so a reader who assumes a national brand means a local building should check before they need it.

Private hospitals serving Dunedin
Hospital	Operator	Address	City
Mercy Hospital	Independent not-for-profit surgical hospital	72 Newington Avenue, Maori Hill, Dunedin 9010	Dunedin

Questions about insurance advice in Dunedin

Is an insurance broker the same as a financial adviser in Dunedin?

Not quite, and the difference is worth two sentences. "Broker" is the everyday word and is most often used for general insurance, house, car and business. Anyone giving regulated advice on life, health, trauma or income cover in New Zealand does so under a licensed Financial Advice Provider, and that is what we are: financial advice is provided by Craig Smith Business Services Limited, trading as Smiths Insurance & KiwiSaver, a licensed Financial Advice Provider (FSP712931). If you searched for a broker and found an adviser, you are in the right place for life and health cover.

Do you have an office in Dunedin?

Which private hospitals are in Dunedin?

One that we hold a record for: Mercy Hospital. Each has its own page here with what it treats, who operates it and how referral works. Which of them your policy pays for in full depends on the insurer, not on the hospital.

Does where I live change what cover I should have?

It changes one thing materially, which is what a restrictive health policy costs you in practice. An insurer network that excludes the only private hospital in your city is a different proposition from one that excludes one of six in Auckland. It does not change life, trauma or income protection, which pay a sum of money rather than a treatment.

What does it cost to talk to you?

Nothing. Advisers in this market are paid commission by the insurer when cover is placed, which is disclosed to you in writing before you apply, along with what we are paid and by whom. You are not charged a fee for the conversation and you are under no obligation to take the advice.

Where to go next

Explore related pages: Life Insurance, Income Protection, Health Insurance, Trauma Insurance, Referral.