Insurance brokers and advisers in Hamilton

Hamilton has three private hospitals for a city of its size, including one owned by a charitable trust, which is unusual.

Where we are, and where we are not

We do not have an office in Hamilton. Our only office is in Christchurch, and advice is given nationwide by phone and video. Everything here is available to you from Hamilton; a meeting room in Hamilton is not.

Private hospitals serving Hamilton

Braemar is run by the Braemar Charitable Trust, Anglesea by Evolution Healthcare and the third by Southern Cross Healthcare. Three operators in one provincial city is more choice than most centres outside Auckland have.

Private hospitals serving Hamilton
Hospital	Operator	Address	City
Anglesea Hospital	Evolution Healthcare	19 Knox Street, Hamilton Central, Hamilton 3204	Hamilton
Braemar Hospital	Braemar Charitable Trust	28 Ohaupo Road, Hamilton	Hamilton
Southern Cross Hamilton Hospital	Southern Cross Healthcare	21 Puutikitiki St, Hamilton 3216	Hamilton

Questions about insurance advice in Hamilton

Is an insurance broker the same as a financial adviser in Hamilton?

Not quite, and the difference is worth two sentences. "Broker" is the everyday word and is most often used for general insurance, house, car and business. Anyone giving regulated advice on life, health, trauma or income cover in New Zealand does so under a licensed Financial Advice Provider, and that is what we are: financial advice is provided by Craig Smith Business Services Limited, trading as Smiths Insurance & KiwiSaver, a licensed Financial Advice Provider (FSP712931). If you searched for a broker and found an adviser, you are in the right place for life and health cover.

Do you have an office in Hamilton?

Which private hospitals are in Hamilton?

3 that we hold records for: Anglesea Hospital, Braemar Hospital, Southern Cross Hamilton Hospital. Each has its own page here with what it treats, who operates it and how referral works. Which of them your policy pays for in full depends on the insurer, not on the hospital.

Does where I live change what cover I should have?

It changes one thing materially, which is what a restrictive health policy costs you in practice. An insurer network that excludes the only private hospital in your city is a different proposition from one that excludes one of six in Auckland. It does not change life, trauma or income protection, which pay a sum of money rather than a treatment.

What does it cost to talk to you?

Nothing. Advisers in this market are paid commission by the insurer when cover is placed, which is disclosed to you in writing before you apply, along with what we are paid and by whom. You are not charged a fee for the conversation and you are under no obligation to take the advice.