Insurance brokers and advisers in Tauranga

Tauranga has one private hospital, which makes the question of whether your insurer has an agreement with it unusually consequential.

Where we are, and where we are not

We do not have an office in Tauranga. Our only office is in Christchurch, and advice is given nationwide by phone and video. Everything here is available to you from Tauranga; a meeting room in Tauranga is not.

Private hospitals serving Tauranga

Grace Hospital is the private surgical option in Tauranga, a joint venture between Southern Cross Healthcare and Evolution Healthcare. With one hospital rather than six, a policy that pays in full only inside a particular network is a much sharper question here than it is in Auckland.

Private hospitals serving Tauranga
Hospital	Operator	Address	City
Grace Hospital	A joint venture between Southern Cross Healthcare and Evolution Healthcare	281 Cheyne Rd, Tauranga 3112	Tauranga

Questions about insurance advice in Tauranga

Is an insurance broker the same as a financial adviser in Tauranga?

Not quite, and the difference is worth two sentences. "Broker" is the everyday word and is most often used for general insurance, house, car and business. Anyone giving regulated advice on life, health, trauma or income cover in New Zealand does so under a licensed Financial Advice Provider, and that is what we are: financial advice is provided by Craig Smith Business Services Limited, trading as Smiths Insurance & KiwiSaver, a licensed Financial Advice Provider (FSP712931). If you searched for a broker and found an adviser, you are in the right place for life and health cover.

Do you have an office in Tauranga?

Which private hospitals are in Tauranga?

One that we hold a record for: Grace Hospital. Each has its own page here with what it treats, who operates it and how referral works. Which of them your policy pays for in full depends on the insurer, not on the hospital.

Does where I live change what cover I should have?

It changes one thing materially, which is what a restrictive health policy costs you in practice. An insurer network that excludes the only private hospital in your city is a different proposition from one that excludes one of six in Auckland. It does not change life, trauma or income protection, which pay a sum of money rather than a treatment.

What does it cost to talk to you?

Nothing. Advisers in this market are paid commission by the insurer when cover is placed, which is disclosed to you in writing before you apply, along with what we are paid and by whom. You are not charged a fee for the conversation and you are under no obligation to take the advice.