Insurance brokers and advisers in Auckland

Auckland has more private hospital capacity than anywhere else in New Zealand, which changes what health cover is worth here: the choice of where you are treated is real rather than theoretical.

Where we are, and where we are not

We do not have an office in Auckland. Our only office is in Christchurch, and advice is given nationwide by phone and video. Everything here is available to you from Auckland; a meeting room in Auckland is not.

Private hospitals serving Auckland

Six of the private hospitals we hold records for are in Auckland, run by three different operators. That is the largest concentration in the country, and it is why a health policy that restricts you to an insurer network matters more in Auckland than almost anywhere else: there is more to be restricted from.

Questions about insurance advice in Auckland

Is an insurance broker the same as a financial adviser in Auckland?

Not quite, and the difference is worth two sentences. "Broker" is the everyday word and is most often used for general insurance, house, car and business. Anyone giving regulated advice on life, health, trauma or income cover in New Zealand does so under a licensed Financial Advice Provider, and that is what we are: financial advice is provided by Craig Smith Business Services Limited, trading as Smiths Insurance & KiwiSaver, a licensed Financial Advice Provider (FSP712931). If you searched for a broker and found an adviser, you are in the right place for life and health cover.

Do you have an office in Auckland?

We do not have an office in Auckland. Our only office is in Christchurch, and advice is given nationwide by phone and video. Everything here is available to you from Auckland; a meeting room in Auckland is not.

Which private hospitals are in Auckland?

6 that we hold records for: Allevia Hospital Ascot, Allevia Hospital Epsom, Ormiston Hospital, Southern Cross Brightside Hospital, Southern Cross Gillies Hospital, Southern Cross North Harbour Hospital. Each has its own page here with what it treats, who operates it and how referral works. Which of them your policy pays for in full depends on the insurer, not on the hospital.

Does where I live change what cover I should have?

It changes one thing materially, which is what a restrictive health policy costs you in practice. An insurer network that excludes the only private hospital in your city is a different proposition from one that excludes one of six in Auckland. It does not change life, trauma or income protection, which pay a sum of money rather than a treatment.

What does it cost to talk to you?

Nothing. Advisers in this market are paid commission by the insurer when cover is placed, which is disclosed to you in writing before you apply, along with what we are paid and by whom. You are not charged a fee for the conversation and you are under no obligation to take the advice.

Where to go next

• Compare health insurance
• Compare life insurance
• Every health insurer we compare
• Every private hospital in New Zealand
• Insurance advisers in Christchurch
• Insurance advisers in Wellington
• Insurance advisers in Tauranga
• Insurance advisers in Dunedin
• Insurance advisers in Hamilton

Explore related pages: Life Insurance, Income Protection, Health Insurance, Trauma Insurance, Technology.